Terms and Conditions

These Terms and Conditions (“Terms”) set forth the terms and conditions under which you (“User” or “You”) may use the Arkansas Shield business blog (“Website” or “Blog”) operated by Arkansas Shield (“we”, “us” or “our”). By using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Website.

1. Intellectual Property

All content and materials available on the Website, including but not limited to text, images, graphics, logos, audio clips, video clips, software, and code (collectively, “Content”), are owned by Arkansas Shield or its licensors and protected by applicable intellectual property laws. You may not use, distribute, copy, reproduce, modify, or create derivative works of any Content without prior written permission from Arkansas Shield.

2. Use of Website

By using the Website, you agree to use it only for lawful purposes and in accordance with these Terms. You may not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to any part of the Website or any systems or networks connected to the Website.

3. User Contributions

You may have the opportunity to submit or post comments, suggestions, feedback, or other content (collectively, “User Contributions”) on the Website. By submitting User Contributions, you grant Arkansas Shield a non-exclusive, royalty-free, worldwide, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Contributions in any media and for any purpose. By submitting User Contributions, you represent and warrant that you have all necessary rights and permissions to do so.

4. Third-Party Links

The Website may contain links to third-party websites or resources that are not owned or controlled by Arkansas Shield. We are not responsible for the content, policies, or practices of any third-party websites or resources. You acknowledge and agree that Arkansas Shield shall not be liable, directly or indirectly, for any damage or loss caused by or in connection with your use of or reliance on any third-party website or resource.

5. Disclaimer of Warranties

The Website is provided on an “as-is” and “as available” basis, without any warranties or representations, express or implied. Arkansas Shield disclaims all warranties, including but not limited to, the warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be error-free, uninterrupted, or secure. You acknowledge that your use of the Website is at your own risk.

6. Limitation of Liability

In no event shall Arkansas Shield, its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of the Website or the content, materials, or services available on the Website. This includes any damages or losses arising from your reliance on any information or advice provided on the Website.

7. Indemnification

You agree to indemnify and hold Arkansas Shield, its affiliates, directors, officers, employees, and agents harmless from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising from or in connection with your use of the Website or any violation of these Terms.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Arkansas, without giving effect to any principles of conflicts of law. You agree to submit to the personal jurisdiction of the state and federal courts located in Arkansas for the resolution of any disputes arising out of or related to these Terms or the Website.

9. Changes to Terms and Conditions

Arkansas Shield reserves the right, at its sole discretion, to modify or replace these Terms at any time without prior notice. Your continued use of the Website after the posting of any changes to these Terms constitutes acceptance of those changes.

By accessing or using the Arkansas Shield Website, you acknowledge that you have read, understood and agreed to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use the Website. If you have any questions or concerns about these Terms and Conditions, please Contact Us.

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